How many times you enter any shop & purchase anything & you choose to pay by card as it is easier than cash. I do via my debit card which is my own money not even via a credit card, anyway as it is safer, gives you a acknowledgment of a receipt of what you have spent & you always have a tally of where your money for that day has gone. What I always like to do is many times check the receipts against your bank statement & you find out that most shops end up charging you a surcharge fee for using a card payment option. I find this isn't fare, as many shops these days also don't except cash. If a shop wants to make business, isn't it up to the shop to where the surcharge? How do you feel on this? A few cents here & their it adds up over time. Bad as the banks. Your receipts many never match up to your bank due to the surcharge & many shops don't tell you either.