Many people seem to not worry about planning for their retirement until it is just around the corner and panic starts to set it.
Those with a plan from a professional or have completed their own research and planning themselves at a younger age can retire with a lot less worry and stress when the time comes.
Interested to know have you started planning years ahead of your retirement and if not why is this the case (e.g. don t know where to start, which professionals to trust, scared to think about it etc)