Do you ever lend money to family and friends, and if you do are you expecting them to pay you back or not to pay it? My experience has been that whenever I have lent money to friends I always get it back, as for family they just disappear for a while and when they do show up somehow they completely forget about it. So now I just don't lend family any money and if I do in certain dire circumstances I don't expect it back. What are your opinions on it.