Most people live on high credit that will take forever to pay off due to living on higher means than what we can afford. Bad enough having one credit card, but many have a few, which make you go into a spiral life of credit & you never can get out of. I believe one card is bad enough, you shouldn t be able to obtain any more to stop you from getting out of control. Do you feel banks should stop this to stop people s lives from getting out of control?